* {
    margin: 0;
    padding: 0;
    font-family:'Poppins',sans-serif;
    box-sizing: border-box;
}

/* body {
    background: #f5f5f5;
} */

html {
    scroll-behavior: smooth;
}

a ,.submit-btn{
    display: inline-block;
    text-decoration: none;
    cursor: pointer;
    transition: transform 0.3s ease;
}

a:hover , .submit-btn:hover{
    transform: translateY(-3px); /* button upar jayega */
}

section {
    padding-top: 7vh;
    padding-bottom: 0;
    padding-left: 7%;
    padding-right: 7%;
}

/* HEADER */
.header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1vh 2%;
    background: #fff;
    box-shadow: 0 2px 8px rgba(0,0,0,0.1);
}

.logo img {
    height: 12vh;
}
.logo a:hover{
     transform: translateY(0);
}

/* NAV */
.nav {
    display: flex;
    gap: 25px;
}

.nav a {
    text-decoration: none;
    color: #333;
    font-weight: 600;
    font-size: 0.9rem;
}

.nav a.active {
    color: #d9534f;
}

/* APPLY BUTTON */
.apply-btn {
    background: #b5443c;
    color: white;
    border: none;
    padding: 10px 20px;
    border-radius: 4px;
    cursor: pointer;
    font-weight: 600;
    font-size: 1rem;
}

/* MENU ICON */
.menu-toggle {
    display: none;
    flex-direction: column;
    cursor: pointer;
    gap: 5px;
}

.menu-toggle span {
    width: 25px;
    height: 3px;
    background: #333;
    transition: 0.5s;
}

/* ANIMATION */
.menu-toggle.active span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
}

.menu-toggle.active span:nth-child(2) {
    opacity: 0;
}

.menu-toggle.active span:nth-child(3) {
    transform: rotate(-45deg) translate(6px, -6px);
}

/* SIDEBAR */
.sidebar {
    position: absolute;
    top: -100%;
    left: 0;
    width: 100%;
    background: #fff;
    padding: 20px;
    transition: 0.4s ease;
    z-index: 1000;
}

.sidebar a {
    display: block;
    margin: 15px 0;
    text-decoration: none;
    color: #444;
    font-size: 16px;
}

.sidebar .active {
    color: #4a6cf7;
}

.sidebar.active {
    top: 12vh; /* header height ke according adjust karo */
}

.close-btn {
    font-size: 20px;
    text-align: right;
    cursor: pointer;
}

/* OVERLAY */
.overlay {
    position: fixed;
    width: 100%;
    height: 100%;
    background: rgba(0,0,0,0.3);
    top: 0;
    left: 0;
    display: none;
    z-index: 999;
}

.footer {
    background: #1f2430;
    color: #ccc;
    padding: 40px 7%;
}

/* GRID */
.footer-container {
    display: flex;
    justify-content: space-between;
    gap: 40px;
}

/* HEADINGS */
.footer h3 {
    color: #ffc107;
    margin-bottom: 15px;
}

/* LEFT SECTION */
.footer-content {
    display: flex;
    gap: 20px;
    align-items: center;
}

.footer-content img {
    width: 100px;
}

/* TEXT */
.footer p {
    line-height: 2;
    font-size: 0.9rem;
}

/* RIGHT */
.footer-right p strong {
    color: #ffc107;
}

/* BOTTOM */
.footer hr {
    margin: 25px 0;
    border: 0.5px solid #444;
}
.footer a {
   color: white;
}


.footer-bottom {
    text-align: left;
    color: #aaa;
    font-size: 14px;
}

.footer-links {
    text-align: center;
    margin: 10px 0;
}

.footer-links a {
    color: #555;
    text-decoration: none;
    margin: 0 10px;
    font-size: 14px;
}

.footer-links a:hover {
    color: #b5443c;
}

/* FIRST SECTION */
.hero {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-bottom: 4rem;
    /* background: linear-gradient(to right, #f5f5f5 50%, #f7d9a5 50%); */
    background: url('../images/firstbannerbg.jpg') no-repeat center center/cover;
}

/* LEFT */
.hero-left {
    width: 50%;
}

.tag {
    font-size: 0.9rem;
    font-weight: bold;
    color: #555;
    margin-bottom: 10px;
}

.hero-left h1 {
    font-size: 2.5rem;
    /* font-size: 36px; */
    margin-bottom: 15px;
}

.desc {
    font-size: 0.9rem;
    margin-bottom: 20px;
    color: #555;
}

.hero-btn {
    background: #b5443c;
    color: #fff;
    border: none;
    padding: 12px 20px;
}

/* RIGHT FORM */
.hero-form {
    width: 40%;
    background: #fff;
    padding: 25px;
    border-radius: 6px;
    box-shadow: 0 5px 15px rgba(0,0,0,0.1);
}

.form-top {
    font-size: 12px;
    color: #888;
}

.hero-form h2 {
    margin-bottom: 15px;
}

/* .form-row {
    display: flex;
    flex-direction: column;
    gap: 10px;
    margin-bottom: 10px;
} */

.form-row {
    display: flex;
    flex-direction: column;
    margin-bottom: 12px;
}

.two-col {
    display: flex;
    gap: 10px;
}

.two-col div {
    flex: 1;
    display: flex;
    flex-direction: column;
}

.form-row label {
    font-size: 14px;
    margin-bottom: 5px;
    font-weight: 500;
}

.form-row input,
.form-row select {
    width: 100%;
    padding: 8px;
    border: 1px solid #ccc;
}

.full {
    width: 100%;
    margin-bottom: 10px;
}

.submit-btn {
    width: 100%;
    background: #b5443c;
    color: white;
    padding: 10px;
    border: none;
    cursor: pointer;
}

/* SECTION */
.loan-section {
    background: #f5f5f5;
}

/* GRID */
.loan-container {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 25px;
}

/* CARD */
.loan-card {
    background: linear-gradient(rgba(255, 123, 0, 0.85), rgba(255, 183, 77, 0.85)),
                 url('../images/secondbannerbg.jpg') center/cover;
    color: #fff;
    text-align: center;
    padding: 5% 3%;
    border-radius: 10px;
    transition: 0.3s;
    cursor: pointer;
}

/* HOVER EFFECT */
.loan-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 10px 20px rgba(0,0,0,0.2);
}

/* ICON */
.icon {
    width: 80px;
    height: 80px;
    background: #fff;
    color: #b5443c;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    font-size: 2.5rem;
    padding: 10%;
    margin: 0 auto 15px;
}

/* TEXT */
.loan-card h3 {
    font-size: 1.5rem;
    margin-bottom: 10px;
}

.loan-card p {
    font-size: 1rem;
    line-height: 1.5;
}

.mudra-section {
    padding: 3rem 10%;
    background: #f5f5f5;
    color: #333;
}

/* HEADINGS */
.mudra-section h2 {
    font-size: 2rem;
    margin-bottom: 1rem;
}

.mudra-section h3 {
    font-size: 1.5rem;
    margin-top: 2rem;
    margin-bottom: 0.8rem;
}

/* TEXT */
.mudra-section p {
    font-size: 0.95rem;
    line-height: 1.7;
    margin-bottom: 1rem;
}

.subtitle {
    font-size: 1rem;
    font-weight: 500;
    margin-bottom: 1.2rem;
}

/* LIST */
.loan-types,
.eligibility {
    margin: 1rem 0;
    padding-left: 1.5rem;
}

.loan-types li,
.eligibility li {
    font-size: 0.95rem;
    margin-bottom: 0.6rem;
}

/* third-section */
 .third-section {
    padding: 0;
    margin: 0;
}
.third-section img {
    width: 100%;
    height: 100%;
} 

.product-section {
    background: #e6c79c; /* beige background */
    padding: 4rem 10%;
    color: #333;
}

/* HEADINGS */
.product-section h2 {
    font-size: 2rem;
    margin-bottom: 1rem;
}

.product-section h3 {
    font-size: 1.2rem;
    margin-top: 1.5rem;
    margin-bottom: 0.5rem;
}

/* TEXT */
.product-section p {
    font-size: 0.95rem;
    line-height: 1.6;
    margin-bottom: 0.8rem;
}

.intro {
    font-size: 1rem;
    margin-bottom: 1.2rem;
}

/* LIST */
.product-section ul {
    padding-left: 1.5rem;
    margin-bottom: 1rem;
}

.product-section ul li {
    font-size: 0.95rem;
    margin-bottom: 0.4rem;
}

/* NOTE */
.note {
    margin-top: 1.5rem;
    font-size: 0.9rem;
}

.process-section {
    padding: 4rem 7%;
    text-align: center;
    background: #f5f7fb;
}

/* HEADING */
.process-section h2 {
    font-size: 2rem;
    margin-bottom: 0.5rem;
}

.subtitle {
    font-size: 1rem;
    color: #666;
    margin-bottom: 2rem;
}

/* GRID */
.process-container {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
}

/* CARD */
.process-card {
    background: #fff;
    padding: 2rem 1rem;
    border: 1px solid #e0e0e0;
    border-radius: 6px;
    transition: 0.3s;
}

.process-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 8px 15px rgba(0,0,0,0.1);
}

/* ICON */
.process-card .icon {
    font-size: 2rem;
    margin-bottom: 1rem;
}

/* TEXT */
.process-card p {
    font-size: 0.9rem;
    color: #333;
    line-height: 1.5;
}
.doc-section {
    padding: 4rem 7%;
    background: white;
}

.doc-section h2 {
    font-size: 1.5rem;
    margin-bottom: 1rem;
}

/* TABLE */
.table-wrapper {
    overflow-x: auto;
}

table {
    width: 100%;
    border-collapse: collapse;
    background: #fff;
}

/* HEAD */
thead {
    background: #f0f0f0;
}

th {
    text-align: left;
    padding: 1rem;
    font-size: 0.95rem;
    border: 1px solid #ddd;
}

/* BODY */
td {
    padding: 1rem;
    vertical-align: top;
    border: 1px solid #ddd;
    font-size: 0.9rem;
}

/* LIST */
td ul {
    padding-left: 1.2rem;
}

td ul li {
    margin-bottom: 0.4rem;
}

/* ROW SPACING */
tbody tr {
    border-bottom: 1px solid #ddd;
}

.activity-section {
    background: #e6c79c;
    padding: 4rem 7%;
    color: #333;
}

/* HEADINGS */
.activity-section h2 {
    font-size: 1.8rem;
    margin-bottom: 1rem;
}

.mt {
    margin-top: 2rem;
}

/* TEXT */
.activity-section p {
    font-size: 0.95rem;
    line-height: 1.6;
    margin-bottom: 1rem;
}

.intro {
    font-size: 1rem;
}

/* LIST */
.activity-list {
    padding-left: 1.5rem;
}

.activity-list li {
    margin-bottom: 1rem;
}

.activity-list strong {
    display: block;
    font-size: 1rem;
    margin-bottom: 0.3rem;
}

/* FUNDING */
.funding-list {
    padding-left: 1.2rem;
}

.funding-list li {
    margin-bottom: 0.8rem;
}

.funding-list ul {
    padding-left: 1.2rem;
}

.funding-list ul li {
    font-size: 0.9rem;
    margin-bottom: 0.3rem;
}

/* CONTACT SECTION */
.contact-section {
    padding: 3rem 7%;
    text-align: center;
    background: #f5f7fb;
}

/* ABOUT SECTION */
.about-section {
    padding: 3rem 10%;
    text-align: center;
    background: #fff;
}

/* HEADINGS */
.contact-section h2,
.about-section h2 {
    font-size: 2rem;
    margin-bottom: 0.5rem;
}

/* SUB TEXT */
.sub-text {
    font-size: 1rem;
    color: #7a8ca5;
    margin-bottom: 1.5rem;
}

/* DESCRIPTION */
.desc {
    font-size: 0.95rem;
    line-height: 1.7;
    color: #444;
    max-width: 900px;
    margin: 0 auto;
}

.contact-form {
    max-width: 500px;
    margin: 20px auto;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.contact-form input,
.contact-form textarea {
    padding: 10px;
    font-size: 14px;
    width: 100%;
}

.contact-form button {
    padding: 10px;
    background: #007BFF;
    color: #fff;
    border: none;
    cursor: pointer;
}

/* Scroll to top button */
#scrollTopBtn {
    position: fixed;
    bottom: 80px;
    right: 20px;
    background: #000;
    color: #fff;
    border: none;
    padding: 10px 15px;
    font-size: 18px;
    border-radius: 50%;
    cursor: pointer;
    display: none;
    z-index: 1000;
    transition: 0.3s;
}

#scrollTopBtn:hover {
    background: #007BFF;
}

/* WhatsApp button */
#whatsappBtn {
    position: fixed;
    bottom: 20px;
    right: 20px;
    z-index: 1000;
}

#whatsappBtn img {
    width: 50px;
    height: 50px;
}

.policy-section {
    padding: 50px 10%;
    background: #fff;
}

.policy-section h1 {
    margin-bottom: 20px;
}

.policy-section h3 {
    margin-top: 20px;
    font-size:15px;
}

.policy-section p,
.policy-section li {
    font-size: 10px;
    color: #555;
}